about us

we are a global systematic
investment manager

A G Finance Financial is a global systematic investment manager. Our centralized research focuses on the development of advanced quantitative techniques for uncovering market opportunities and employs them within a disciplined framework that results in efficient exposures.

With a robust infrastructure and talented investment professionals, A G Finance offers clients the scale of a large asset management firm, with the benefits of a versatile investment platform – flexibility and customization. Our firm is able to offer institutional and retail investors the essential building blocks for today’s changing investment landscape.

Our principles and ambitions


We approach sustainability from three perspectives: an asset owner, an asset manager, and as a company in our own right

While our responsibilities and obligations in each of these three roles may differ, as we discuss below, our approach in all three is united by a common set of principles and ambitions, set out in the box at the bottom of the page.
We serve as an asset owner on behalf of Prudential With-Profts policyholders, and our pensions and annuity customers. This means we make decisions about how to allocate money to different asset classes and which asset manager should manage our money.

We also have the important responsibility of deciding the financial outcomes we want our asset managers to deliver for us, and the sustainability considerations we require them to apply.
For example, if we think that a certain industry does not have a sustainable future, we may require that the asset manager does not invest in that industry. Our responsibility as an asset owner is to create the best customer outcome in terms of general well-being in line with our fiduciary duty, taking into consideration financial security.

We also invest as an asset manager on behalf of individual savers and asset owner clients. As at 31 December 2020, we manage over £233.4 billion for external clients and £133.8 billion on behalf of our internal client.
As an asset manager, we must aim to deliver the financial outcomes and any sustainability requirements set out in the objectives of each of our mutual funds, or in the mandates we receive from institutional clients.

Sometimes there may be differences in the sustainability criteria that external clients mandate, and in turn these may differ from the requirements of our internal client.

While our values of care and integrity inform all our sustainability work, the asset manager and asset owner are separately regulated businesses with independent Boards and governance processes, and their policies may diverge on occasion.


Sustainability principles and ambitions across our business


Our sustainability commitments, principles and ambitions apply across the investments we make as an asset manager and asset owner, and to our own business operations



Meet Our Team

Our management team comprises truly extraordinary investment and financial/banking professionals with deep expertise across all asset classes, who are driven to achieve outstanding investment returns for our clients.


Andrew Howie Glover

Director

Maureen Mary Craig Glover

Secretary

Alan Peter Garnett

Chief Investment Officer

Christoph Gunther

Project Director

Chris Bunzel

Head of Operations & Compliance

James Richards

Chief Financial Officer

Alex Banding

Investment Consultant

Anne Robert

Human Resources Manager

The A G Finance way

A dedicated risk management team


Operating independently of the investment businesses, and reporting to the CEO, the Portfolio Construction and Risk Group (PCG) guides the allocation of risk capital. It is supported by a dedicated R&D team to create custom tools and technologies.

The Risk Management Center


A G Finance Risk Management Center provides a comprehensive view of the various investment portfolios and how they fit within pre-established guidelines. Built in 2014, its front-end consists of a 27’ by 8’ interactive touchscreen designed to visualize data in ways that allow for rapid comprehension. Its back-end systems, which connect to every A G Finance office worldwide, continuously run a wide range of operational readiness, risk, and stress test monitors.
















Run rigorous processes


In pre-trade discussions, the Portfolio Construction and Risk group works to identify the impact of potential trades on a portfolio’s risk and stress exposures. In the ex-post analysis, the group evaluates the skill, infrastructure, investment universe, risk and working capital utilization of each business, and uses this information as a part of the risk capital allocation process.

Reinforce the culture


A solid framework is important, but successful risk management can only be accomplished when it becomes a central part of the portfolio manager’s analysis of potential trades and portfolio construction. Continuous communication and collaboration with the investment teams, combined with an in-depth understanding of the portfolios, play a critical role in maintaining and strengthening our risk culture.
As we work as a community to prepare for the impact of COVID-19, we wanted to share assure you A G Finance is adhering to the current situation. The health and safety of our employees, customers, and communities are our primary concern.

We are taking all measures to ensure we manage to safely get through this fluid situation while continuing to serve our customers, partners, and employees effectively.